A comprehensive guide drawing on the latest rankings, research and local knowledge — updated February 2026 Yorkshire is routinely described as God's Own County, and the data increasingly backs that up. From windswept moorland and medieval market towns to thriving cities and a coastline that rivals anywhere in England, the region offers an extraordinary range of places to call home. With house prices that still represent outstanding value compared to the national average — the

Going through a divorce is one of life's most stressful experiences — and deciding what to do with the family home can be one of the hardest decisions you'll face. Whether you're looking to sell up, stay put, or buy your partner out, understanding your options early on can help protect your financial position and make the process as smooth as possible. At Mortgage Tree, we're independent mortgage brokers. We can't advise you on the legal side of divorce, but when it comes to

When it comes to protecting your home's value, most people think of the obvious culprits — structural issues, damp, or that dreaded Japanese knotweed. But did you know that something as seemingly routine as an old swimming pool could strip nearly a fifth off your property's market value? At Mortgage Tree, we know that your home is likely your most significant financial asset. Whether you're planning to sell, remortgage, or simply want to protect your equity, understanding wha

York isn't just a city—it's a living tapestry of history, culture, and community. From cobblestone streets lined with Georgian elegance to riverside retreats where families flourish, this ancient city offers something extraordinary for everyone. Whether you're seeking your forever home or a smart investment opportunity, the mortgage experts at Mortgage Tree  can help you unlock the door to York's most desirable addresses. York's Premier Residential Hotspots Picture yourself s

UK Economic Growth Slows, Pointing to Further Interest Rate Cuts The UK economy grew by 1.3% in 2025, a slight improvement on 2024's 1.1% and marginally better than forecasts. However, growth in the final quarter of the year disappointed, coming in at just 0.1%. What the Latest Figures Show The Office for National Statistics (ONS) has revised down its earlier estimates for the end of 2025. November's growth was cut from 0.3% to 0.2%, while October saw a 0.1% contraction. When

Buying a house involves more than just the asking price. Understanding all the costs involved helps you budget properly and avoid unexpected financial pressure. Here's everything you need to know about house buying costs in 2026. Costs of buying a house in 2026 – At a glance Stamp duty:  Budget from 0-15% of the purchase price, depending on price, whether you're a first-time buyer, and whether it's an additional property. Deposit:  Typically at least 5–10% of the property val

Choosing between a two or five year fixed mortgage comes down to flexibility versus certainty. A two year fix lets you benefit sooner if rates fall, while a five year fix offers longer term security but may cost more if rates drop. What is a fixed rate mortgage? A fixed rate mortgage  is a home loan where the interest rate and monthly payments stay the same for a set period, offering homeowners stability and making budgeting easier. This differs from variable rate mortgages w

Let Mortgage Tree Help You Through The Mortgage Process When you're buying a home, getting your mortgage approved as quickly as possible...

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