Mortgage Tree
Borrowers take long-term measures to protect from future rate rises
There has been a steep rise in the number of borrowers looking for longer-term fixed-rate mortgages since the Bank of England (BoE)...
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Mortgage Tree
- Aug 9, 2018
- 2 min
I’m a mortgage holder – what do I need to know in light of the recent BOE base rate increase?
If you’re on a fixed-term mortgage you won’t see any immediate change – though if your deal ends soon, the one you move to may cost more....
Mortgage Tree
- Aug 9, 2018
- 2 min
UK interest rate raised to 0.75% – what you need to know
The Bank of England has raised the base rate from 0.5% to 0.75% – only the second rise in over a decade. Here’s what it means for your...
Mortgage Tree
- Aug 2, 2018
- 1 min
The Bank of England has raised interest rates from 0.5% to 0.75% after much speculation.
Expectations of a strengthening economy, solid employment levels, more consumer spending and the potential for wages to rise have all...
Mortgage Tree
- Jul 11, 2018
- 2 min
Top tips for selling your house in the summer – York, Leeds, Harrogate, Hull, Sheffield
A list of tips for making your home more attractive to buyers during the quieter summer months has been released by the professional body...
Mortgage Tree
- Jul 11, 2018
- 2 min
Yorkshire Remortgaging: Savings made by switching could pay for a holiday
Borrowers with mortgage deals due to expire or who are on their lender’s default rate could save over £6,500 by switching to a fixed...
Mortgage Tree
- Jun 28, 2018
- 4 min
Tips for First Time Buyers – How to save for a deposit in a year
Could you save for a deposit on house in just 12 months? Kate Saines from ‘What Mortgage’ on line spoke to one couple who, without the...
Mortgage Tree
- Jun 27, 2018
- 2 min
Fixed-rate mortgages: Are two or five year deals best?
The gap is narrowing between the price of a two-year fixed rate mortgage and a five-year deal, according to analysis published today....
Mortgage Tree
- Jun 13, 2018
- 1 min
Mortgage Advisors York
Mortgage Tree has been offering high quality mortgage advice throughout York, Yorkshire and to the UK on a whole for over fifteen years....
Mortgage Tree
- Jun 13, 2018
- 2 min
BTL increases market share as first-time buyer lending dips: BoE
The share of buy-to-let lending increased for the first time since the start of 2017 to take 14.1% of new loans in Q1 2018, according to...
Mortgage Tree
- Mar 27, 2018
- 3 min
Minimum Energy Efficiency Standard
The Minimum Energy Efficiency Standard (MEES) which comes into force in England and Wales on 1 April 2018, applies to private rented...
Mortgage Tree
- Nov 2, 2017
- 2 min
First UK base rate rise in a decade, what should I do?
At midday yesterday, 02/11/2017, the Bank of England announced an increase in the base rate from its historic low of 0.25% to 0.5%. This...
Mortgage Tree
- Oct 18, 2017
- 2 min
Chancellor considering stamp duty cut for first-time buyers
Chancellor Philip Hammond is reportedly considering a cut to stamp duty for first-time buyers. The Evening Standard, of which former...
Mortgage Tree
- Oct 17, 2017
- 2 min
Industry predicts November rate rise as inflation hits 3 Percent
CPI inflation rose to 3.0% in September, up from 2.7% in August, according to ONS data released this morning. CPIH, which the ONS are now...
Mortgage Tree
- Sep 13, 2017
- 2 min
Can you get a mortgage in 2017?
Banks and building societies have broadly got to grips with the tougher new mortgage rules introduced in April 2014. These produced a...
Mortgage Tree
- Aug 28, 2017
- 1 min
What is happening with interest rates for 2017?
Prospective rate rises have been pushed into the distance by overwhelming uncertainty following the result of the EU referendum and the...
Mortgage Tree
- Jan 2, 2017
- 1 min
What are the best deals for the New Year, 2017?
It is currently possible for those with the biggest deposits to fix for five years at just under 2 per cent, while those with 10 per cent...
Mortgage Tree
- Apr 6, 2016
- 1 min
Almost half plan to remortgage following rate rise
Today, the Bank of England’s Monetary Policy Committee will meet for the first time this year to decide if the base rate should increase,...
Mortgage Tree
- Mar 9, 2016
- 2 min
State benefits, mortgage protection and the importance of the ‘protection conversation’
Over recent weeks, there has been a significant increase in the number of stories in the press about the growth of the protection market....
Mortgage Tree
- Jan 1, 2016
- 3 min
Lenders expect mortgage demand to increase in Q1 (Jan – March 2016)
Lenders saw increased mortgage demand for house purchases in Q4 (Oct – Dec 2015), according to the latest Bank of England Credit...