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Bank of England lowers base rate to 4.75%
The Bank of England has voted to decrease the base rate by 0.25%, lowering from 5.00% to 4.75%. This move followed the MPC’s decision to...

Mortgage Tree
Nov 7, 20242 min read


Trump re-election could spark market volatility, experts warn
Donald Trump’s victory in the 2024 US Presidential Election could introduce volatility to UK swap rates, as markets react to the...

Mortgage Tree
Nov 7, 20242 min read


A third of first-time buyers to see stamp duty hike from April
There are 68 local authorities across England where the average price paid by first-time buyers is more than £300000. First-time buyers...

Mortgage Tree
Nov 6, 20243 min read


How to negotiate on a house price
Avoid paying over the odds when you’re making an offer on a house with these 8 tips on how to negotiate on a house price: Don’t give your...

Mortgage Tree
Nov 1, 20242 min read


Budget 2024: what this means for you
It’s been a long wait and after months of speculation and rumour, the 'painful' budget is finally here. Here we unpack the changes and...

Mortgage Tree
Oct 31, 20245 min read


How Does The Budget Impact You as a Property Owner and Investor?
Stamp Duty Increase On Second Homes Effective immediately, the surcharge on second homes and investment properties has risen from 3% to...

Mortgage Tree
Oct 31, 20242 min read


Budget 2024: Government increases Capital Gains Tax rates
The Government has announced plans to increase capital gains tax (CGT) rates. The tax is paid on the profits when an asset is sold. Basic...

Mortgage Tree
Oct 30, 20245 min read


Budget 2024: Stamp duty increase to take effect from tomorrow
The government is increasing Stamp Duty on second homes to 5% Chancellor Reeves has announced that the government will increase the stamp...

Mortgage Tree
Oct 30, 20242 min read


Budget 2024: What to expect - insights from home moving experts
Property experts outline what various stakeholders in the housing market should prepare for. Chancellor Rachel Reeves is set to deliver...

Mortgage Tree
Oct 29, 20244 min read


Landlords remain pessimistic despite strong rental market
Research carried out by Pegasus Insight found a mood of pessimism among landlords, despite strong fundamentals in the private rented...

Mortgage Tree
Oct 28, 20242 min read


Five home improvements that can add value to your home
If you’re seriously invested in increasing the value of your home, it will take more than a lick of paint. Major improvements take...

Mortgage Tree
Oct 24, 20243 min read


How do changes in interest rates affect your mortgage?
The Bank of England sets the base rate and it’s important to homeowners because it acts as a benchmark for the cost of borrowing money....

Mortgage Tree
Oct 24, 20241 min read


6 ways to add value to your home this winter
Winter is the perfect time to sell your home – the market is buzzing with buyers looking to make a move before the festive season. But...

Mortgage Tree
Oct 24, 20242 min read


Half of first time buyers consider Shared Ownership as means to get on property ladder
50% of first time buyers would consider or have considered using Shared Ownership as a means to getting onto the property ladder,...

Mortgage Tree
Oct 23, 20242 min read


How To Prepare Your Home For Autumn
As the darker nights draw in and we head into autumn with colder and wetter weather, what home maintenance should be undertaken to help...

Mortgage Tree
Oct 22, 20243 min read


New residential and buy-to-let mortgage lender prepares for UK launch
Afin Bank will help African nationals living in the UK and overseas borrowers. A new bank created to support people from Africa living...

Mortgage Tree
Oct 22, 20242 min read


Below-expected inflation paves the way for two interest rate cuts this year
September marks the first time inflation has been below the Bank of England's 2% target since April 2021. CPI inflation has fallen from...

Mortgage Tree
Oct 20, 20244 min read


Loft insulation costs
Most UK homes could do with more insulation, but our research shows that the price puts many of us off. Loft insulation though can be...

Mortgage Tree
Oct 18, 202410 min read


What is an EPC? And do I need one when selling a house?
What is an EPC - Energy Performance Certificate – and do I need one to sell or rent my home? Or am I exempt? How much do they cost? How...

Mortgage Tree
Oct 18, 20249 min read


How to speed up conveyancing
If you’re buying or selling a house and you want to move quickly, you’ll be wondering how to speed up conveyancing. The good news is...

Mortgage Tree
Oct 15, 20248 min read
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