Mortgage borrowers are enjoying a product boom with ‘historically low’ rates and product numbers at record highs, analysts have revealed. Since the end of the financial crisis, when the Bank of England cut interest rates to 0.50% to address the fallout, mortgage rates have nearly halved, said experts at Moneyfacts.co.uk. What’s more in the last decade the competition between lenders providing these mortgages has become extremely vigorous meaning there is now greater availabil