google rewviews stars.png
stars.png
See our reviews

Enquiries 01904 263012

Request Callback
Mortgage Tree - York

Mortgage Tree

Mortgage & Protection Specialist
jason@mortgage-tree.co.uk
  • About Us

    • Mortgage Advisor York
    • Mortgage Advisor Leeds
    • Mortgage Advisor Hull
    • Mortgage Advisor Selby
  • Mortgages

    • Fixed Rate
    • Tracker Mortgages
    • Discounted Mortgages
    • Interest Only Mortgages
    • Repayment Mortgages
    • Debt Consolidation
    • Shared Ownership
    • Right to Buy
    • Buy to Let
    • Commercial
    • Equity Release
  • Mortgage Process

  • Insurance

  • News

  • Our Clients

  • Contact Us

  • More

    Use tab to navigate through the menu items.
    • Latest Updates....
    Search
    Clock is ticking on first-time buyer savings scheme
    Mortgage Tree
    • Jun 13, 2019
    • 3 min

    Clock is ticking on first-time buyer savings scheme

    Prospective first-time buyers saving for a deposit are being urged to make use of their Help to Buy ISA allowance before the scheme is pulled at the end of the year. Anyone saving for a home is entitled to invest in the tax-free savings scheme which offers first-time buyers the opportunity to deposit up to £200 a month and receive a Government bonus of 25% up to a maximum of £3,000. But new research by specialist bank, Aldermore, revealed many people were not aware the scheme
    Average first-time buyer deposit tops £30k
    Mortgage Tree
    • May 2, 2019
    • 2 min

    Average first-time buyer deposit tops £30k

    First-time buyer deposits are on the rise with the average amount being saved to get onto the property ladder rising to nearly £31,000. Figures released by Experian revealed people buying their first property were saving 12% more over the course of 2018 to put down as a deposit. Indeed, back in January 2018 the typical amount being saved by UK first-time buyers was £27,768. But this amount had soared by January 2019 to £30,989, highlighting the extent of the challenge faced b
    Affordability improves but first-time buyers still need decade to save deposit
    Mortgage Tree
    • Apr 16, 2019
    • 2 min

    Affordability improves but first-time buyers still need decade to save deposit

    Londoners face the steepest challenge, but in which region can aspiring homeowners most quickly save a deposit? The time it takes first-time buyers in England and Wales to save a deposit has fallen, according to research by Hamptons International. On average it took a single first-time buyer in full-time work 10 years and three months to save a 15 per cent deposit in the final quarter of 2018 – six months fewer than two years ago. Affordability has improved slightly but a fir
    Borrowers benefit from low rates and product highs
    Mortgage Tree
    • Mar 15, 2019
    • 2 min

    Borrowers benefit from low rates and product highs

    Mortgage borrowers are enjoying a product boom with ‘historically low’ rates and product numbers at record highs, analysts have revealed. Since the end of the financial crisis, when the Bank of England cut interest rates to 0.50% to address the fallout, mortgage rates have nearly halved, said experts at Moneyfacts.co.uk. What’s more in the last decade the competition between lenders providing these mortgages has become extremely vigorous meaning there is now greater availabil
    New deal allows you to get a mortgage with no deposit
    Mortgage Tree
    • Feb 18, 2019
    • 2 min

    New deal allows you to get a mortgage with no deposit

    There's a new way for the Bank of Mum and Dad to help their children onto the housing ladder First-time buyers with no deposit can now apply for a mortgage from Lloyds Bank – but they will need a family member to back up the loan. The 100% loan to value (LTV) mortgage is fixed for three years at a rate of 2.99% and comes with no product fee. Homebuyers will be able to borrow up to £500,000. Parents or other family members will have to put down cash worth 10% of the loan into
    Need some advice today? 
    Book a consultation
    Mortgage Questionnaire
    Here's what our clients say...

    "I found Jason through working for the NHS. Jason made remortgaging so easy and we found a cracking deal and he stayed late to ensure we had all the details inputted to secure the deal.
    The online legal portal I was a bit dubious at first but it was an absolute dream and everything went through without a hitch. Jason even called on the completion date to ensure all was OK.
    This is one switched on, customer friendly company. THANKS"

    Sarah Goldsmith

    Home

    About 

    Mortgages

    Mortgage Calculator

    Mortgage Tree - Mortgage Advisors York - Services & Standards

    ​

    Mortgage Tree offers a nationwide mortgage broking service from our base near York, North Yorkshire. We specialise in mortgages and insurance. Whether you are a first time buyer or you are a buy to let investor with multiple properties, Mortgage Tree will ensure that you get the best products available.

    ​

    We are a Whole Of Market broker which means that we will choose the best, most suitable mortgage for you from the hundreds available on the UK mortgage market. Our network also gets special discounted deals from lenders available only to our network.

    We also provide insurance cover that will give you & your loved ones a blanket of protection that is so vital. We will endeavour to give you the best service that we can at all times.

    ​

    Mortgage Tree is an appointed representative of Julian Harris Mortgages ltd which is authorised and regulated by the Financial Conduct Authority. Our FCA no. 304155

    ​

    The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

    ​

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. BUY TO LET (PURE) AND COMMERCIAL MORTGAGES ARE NOT REGULATED BY THE FCA.

    Legal 

    Insurance

    News

    Our Clients

    Areas

    Compliance

    Accessibility

    Privacy

    Contact

    Terms

    Our Address...

    Stay Connected...

    © 2022 Mortgage Tree

    Web Build by END

    Mortgage Tree

    Blake House

    18 Blake St

    York

    YO1 8QG

    01904 263012