Income Protection

Income/mortgage protection can be split into several different types, however the main two are:

Mortgage Payment Protection Insurance (MPPI) 

This can be taken to provide an amount each month for the full term of the policy if you are unable to earn/work due to ill health, often referred to as Permanent Health Insurance (PHI).

This pays out each month in the short term (normally 1- 2 years) if you are unable to earn/work. It can be taken all together or broken into Accident & Sickness, or just Unemployment Insurance if you are only worried about losing your job.

Some policies need to be taken out in conjunction with a new mortgage, however others allow you to just insure a certain amount of income each month, irrespective of existing or planned mortgage payments. Call/email me for a quote now.

Accident, Sickness & Unemployment Insurance (ASU)

01904 263012  
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Here's what our clients say...

“Mortgage Tree showed me how to improve my credit rating as I had a few issues with my credit previously. As a result of their excellent advice I have now secured a mortgage at a great interest rate. They also helped me sort out life & critical illness cover which offers great protection for myself and my family. Mortgage Tree offers a fantastic service and I recommend them wholeheartedly.”

Charlotte - Leeds

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Mortgage Tree - Mortgage Advisors York - Services & Standards

Mortgage Tree offers a nationwide mortgage broking service from our base near York, North Yorkshire. We specialise in mortgages and insurance. Whether you are a first time buyer or you are a buy to let investor with multiple properties, Mortgage Tree will ensure that you get the best products available.

We are a Whole Of Market broker which means that we will choose the best, most suitable mortgage for you from the hundreds available on the UK mortgage market. Our network also gets special discounted deals from lenders available only to our network.

We also provide insurance cover that will give you & your loved ones a blanket of protection that is so vital. We will endeavour to give you the best service that we can at all times.

Mortgage Tree is an appointed representative of Julian Harris Mortgages ltd which is authorised and regulated by the Financial Conduct Authority. Our FCA no. 304155

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. BUY TO LET (PURE) AND COMMERCIAL MORTGAGES ARE NOT REGULATED BY THE FCA.

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Mortgage Tree

Blake House

18 Blake St

York

YO1 8QG

01904 263012