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First Time Buyer

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We appreciate how important it is to get on the housing ladder, however with prices so high, we understand how difficult it is for First Time Buyers to make this step and we’ve helped many First Time Buyers with their first mortgage home finance.

Essentially, the bigger the deposit the better – the more choice there will be and the lower the interest rate and set up costs.

However, if you don’t have much of a deposit, there are sometimes ways of getting around this through vendor gifted deposits, guarantor mortgages, shared equity or shared ownership schemes to name but a few.

We can advise on the type of mortgage that will best meet your needs, whether fixed, tracker, variable or discount and if you want interest only or repayment. We advise on the lowest overall cost basis taking the interest rate as well as set up fees into account and as we are “whole of market” we search through all the mortgages from all the lenders on the market.

Mortgage Tree York
01904 263012  
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Mortgage Tree

Blake House

18 Blake St

York

YO1 8QG

01904 263012

Mortgage Tree - Mortgage Advisors York - Services & Standards

Mortgage Tree offers a nationwide mortgage broking service from our base near York, North Yorkshire. We specialise in mortgages and insurance. Whether you are a first time buyer or you are a buy to let investor with multiple properties, Mortgage Tree will ensure that you get the most suitable products available.

We are a Whole Of Market broker which means that we will choose the most suitable mortgage for you from the hundreds available on the UK mortgage market. Our network also gets specially discounted deals from lenders which are available to our network.

 

We also provide insurance cover that will give you & your loved ones a blanket of protection that is so vital. We will endeavour to give you the best service that we can at all times.

Jason Gentles t/a Mortgage Tree  (FCA No. 502275) is an appointed representative of Julian Harris Mortgages Ltd (FCA No. 304155), which is authorised and regulated by the Financial Conduct Authority.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

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